This is not a CRM — it’s a fully packaged lending platform
We provide a ready-to-use technology stack that allows you to launch a credit product in any country, without the need to build your own in-house IT team.
Application intake
Application processing
Scoring and KYC
Credit limit and pricing calculation

Loan issuance
Billing and payments
Servicing and collection
Local authority reporting
What we offer
A fast and scalable way to enter a new lending market. Designed for local financial institutions, fintech groups, and integration partners
  • Launch an MVP in 3 months
  • Ready-to-use regulatory reporting templates
  • White-label web and mobile apps
  • Horizontal scaling across countries and portfolios
  • Integrated payments and customer notifications
  • Market entry & deployment
    Fast setup adapted to local regulations, allowing partners to launch new financial products without building internal infrastructure.
  • Revenue-driven model
    A flexible commercial structure aligned with product growth and transaction volume.
  • Scalable architecture
    The platform evolves with your business — from MVP launch to multi-market expansion.
  • Ecosystem approach
    CRYSTAMO integrates into your existing operations, enabling faster go-to-market and reduced operational complexity.
Why it works
A proven alternative to building your own platform
  • No need to spend a year developing an in-house solution
  • No fixed IT headcount or R&D expenses
  • Platform validated in multiple countries
  • Start offering credit-as-a-service immediately
  • Scale without increasing operational overhead
© CodHob PTE.LTD. 2025.
Address
  • 20 COLLYER QUAY #23-01 20 COLLYER QUAY SINGAPORE (049319)
e-mail
aborisov@codhob.sg
Anton Borisov
+998900217432
  • Business Development director